Medicare Plans in Los Angeles, CA — Made Clear.
Turning 65, new to Medicare, or ready to switch? Compare every Advantage, Medigap, and Part D option side-by-side with an independent LA broker who checks your doctors and prescriptions first.
Every option, one advisor.
As an independent broker in Los Angeles, Rick shops 20+ carriers so you see the full field — not a single company's shelf. That means honest recommendations built around your budget, providers, and family.
- Original Medicare (Parts A & B) guidance
- Medicare Advantage (Part C) plan comparison
- Medicare Supplement / Medigap (Plans G, N, and more)
- Prescription Drug Plans (Part D)
- New to Medicare & Turning 65 planning
- Annual Enrollment & plan switching help
- Dual-Eligible (Medicare + Medi-Cal) plans
- Late-enrollment penalty avoidance
If any of this sounds familiar, you're in the right place.
Every carrier in Los Angeles is fighting for your attention with glossy postcards. Rick cuts through it — one meeting, every carrier compared, no bias.
Formularies shift. Networks shrink. That $0-premium plan might not include your cardiologist next year. We audit your plan every fall.
Provider access varies wildly across LA plans. Rick checks your specific doctors before quoting — not after you've enrolled.
Employer size, HSA contributions, and creditable coverage rules all interact. Getting this wrong means permanent Part B penalties.
Get a straight answer today.
A 15-minute call is often all it takes to know if you're overpaying or underinsured.
The difference an independent LA broker makes.
Anthem, Blue Shield, Kaiser, UnitedHealthcare, Humana, Aetna, SCAN, Alignment — compared side by side.
Rick verifies your providers and prescriptions before recommending a plan, not after.
No broker fees. Rick is your point of contact for enrollment, renewals, and questions — for as long as you're a client.
No jargon, no scripts. If Medigap is the better call, he'll say so — even if Advantage pays more.
Simple, personal, and free.
15 minutes to understand your doctors, medications, budget, and how you actually use care in LA.
Rick pulls quotes from every major California carrier and presents your real options in plain English.
He handles paperwork, confirms effective dates, and stays your point of contact for every future renewal.
Frequently asked questions
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Get your Medicare questions answered — for free.
One call. Every option. Rick will tell you the truth, not a sales pitch.