Bundle your dental, vision, and health coverage — or fill in the gaps Medicare or your employer plan leaves behind. Independent, LA-based, and free to work with.

As an independent broker in Los Angeles, Rick shops 20+ carriers so you see the full field — not a single company's shelf. That means honest recommendations built around your budget, providers, and family.
Many LA MA plans cap dental at $1,000–$2,000. A standalone plan can extend coverage without changing your medical.
Crowns, implants, and orthodontia benefit from plans with higher annual maximums and shorter waiting periods. Rick knows which carriers to shop.
Individual dental and vision plans are quick to set up in California and cost less than a night out in DTLA.
Many LA small businesses only offer major medical. We add high-value dental and vision at a fraction of typical group cost.
A 15-minute call is often all it takes to know if you're overpaying or underinsured.
Health, dental, and vision handled by one broker, with one renewal calendar.
Your dentist and optometrist checked before enrolling — never after.
Unlike ACA health, dental and vision have no open enrollment window in California.
MetLife, Delta Dental, Guardian, Ameritas, VSP, EyeMed — all quoted side by side.
Preventive-only or planning major work? Family or individual? Rick sizes the plan to actual usage.
Compare standalone plans and bundle options across every LA carrier.
Most policies effective the 1st of the following month — often within days.
Turning 65, comparing Advantage vs. Medigap, or already enrolled — clarity in one call.
Employer coverage for LA small and large teams — carriers compared, renewals handled.
Covered California, off-exchange, PPO/HMO — the right plan for how you actually see doctors.
Free consultation. All the carriers compared. Enroll in days, not weeks.