Independent broker · Licensed in California · 20+ carriers
Dental, Health & Vision · Los Angeles, CA

Dental, Health & Vision Insurance in Los Angeles.

Bundle your dental, vision, and health coverage — or fill in the gaps Medicare or your employer plan leaves behind. Independent, LA-based, and free to work with.

Los Angeles family enjoying time together with full health coverage
What this covers

Every option, one advisor.

As an independent broker in Los Angeles, Rick shops 20+ carriers so you see the full field — not a single company's shelf. That means honest recommendations built around your budget, providers, and family.

Real situations we solve

If any of this sounds familiar, you're in the right place.

Your Medicare Advantage dental cap ran out.

Many LA MA plans cap dental at $1,000–$2,000. A standalone plan can extend coverage without changing your medical.

You need major dental work this year.

Crowns, implants, and orthodontia benefit from plans with higher annual maximums and shorter waiting periods. Rick knows which carriers to shop.

You're self-employed with no benefits.

Individual dental and vision plans are quick to set up in California and cost less than a night out in DTLA.

Your employer plan skips dental and vision.

Many LA small businesses only offer major medical. We add high-value dental and vision at a fraction of typical group cost.

Free quote · No obligation

Get a straight answer today.

A 15-minute call is often all it takes to know if you're overpaying or underinsured.

Why work with Rick

The difference an independent LA broker makes.

01
Bundled, not siloed

Health, dental, and vision handled by one broker, with one renewal calendar.

02
Provider networks verified

Your dentist and optometrist checked before enrolling — never after.

03
Year-round enrollment

Unlike ACA health, dental and vision have no open enrollment window in California.

04
Every carrier compared

MetLife, Delta Dental, Guardian, Ameritas, VSP, EyeMed — all quoted side by side.

How it works

Simple, personal, and free.

Step 1
Needs check

Preventive-only or planning major work? Family or individual? Rick sizes the plan to actual usage.

Step 2
Quote & bundle

Compare standalone plans and bundle options across every LA carrier.

Step 3
Enroll same week

Most policies effective the 1st of the following month — often within days.

FAQ

Frequently asked questions

Ready when you are

Fill your coverage gaps this week — for less than you think.

Free consultation. All the carriers compared. Enroll in days, not weeks.