Group Health Insurance for Los Angeles Employers.
From a 2-person Silver Lake studio to a 300-person DTLA operation, Rick builds and renews group health plans that keep your team covered and your budget intact.
Every option, one advisor.
As an independent broker in Los Angeles, Rick shops 20+ carriers so you see the full field — not a single company's shelf. That means honest recommendations built around your budget, providers, and family.
- Small group health insurance (2–100 employees)
- Large group health insurance (101+ employees)
- Employer health insurance strategy
- HMO, PPO, EPO, and HDHP plan design
- Dental, vision, and life add-ons
- Ancillary benefits (disability, EAP, FSA/HSA)
- Annual renewal negotiation & re-shopping
- New-hire onboarding & COBRA coordination
If any of this sounds familiar, you're in the right place.
Most captive agents accept the number. Rick re-quotes every California carrier so you know what the market actually offers before you say yes.
In LA's talent market, weak benefits cost you hires. We'll benchmark against your industry and rebuild coverage that competes.
One employee in Pasadena, another in the South Bay, three in Culver City — network coverage matters. We map plan networks against where your team actually lives.
ACA large-employer rules just changed everything about your obligations. Rick handles the shift so you stay compliant and competitive.
Get a straight answer today.
A 15-minute call is often all it takes to know if you're overpaying or underinsured.
The difference an independent LA broker makes.
One RFP, all the quotes — Anthem, Blue Shield, Kaiser, UHC, Aetna, Cigna, Health Net.
Rick uses competing quotes to pressure your current carrier — often shaving points off the increase.
New hires, terminations, life events, COBRA — handled without you touching the paperwork.
You reach Rick directly. So do your employees, when they need help understanding their benefits.
Simple, personal, and free.
We collect basic employee data and understand what your team actually values in coverage.
Rick brings you a clean side-by-side of viable plans with real numbers — not brochures.
Implementation, employee meetings, and year-round support — plus an annual re-shop before every renewal.
Frequently asked questions
Explore related services in Los Angeles.
Term, whole life, annuities, and retirement income strategies built around your family.
Covered California, off-exchange, PPO/HMO — the right plan for how you actually see doctors.
Standalone dental, vision, and health coverage — with or without your major medical plan.
Get a free renewal audit for your LA business.
If your current plan is competitive, Rick will tell you. If it's not, he'll show you what better looks like.