A local broker who actually answers the phone.
Rick Bruner is an independent insurance broker based in Los Angeles. He built his practice on the idea that insurance shouldn't require a decoder ring — and that the people you trust with your health, income, and family deserve a straight answer.
Independent by design.
Rick chose to stay independent so he could compare plans across every major California carrier — Anthem Blue Cross, Blue Shield of California, Kaiser Permanente, UnitedHealthcare, Aetna, Humana, Cigna, and more — instead of selling one company's product line. That structural independence is what lets him tell you when the cheaper plan is actually the right one.
Los Angeles roots.
LA is home, and it shapes how Rick works. Clients come from Santa Monica, Culver City, DTLA, Silver Lake, Pasadena, the Valley, the South Bay, and everywhere in between — small business owners, creatives, families, and retirees who want a broker who understands California networks and California rules.
How Rick works.
- · Free consultations. No fees to clients — ever.
- · Side-by-side quotes from 20+ carriers, in plain English.
- · One point of contact for enrollment, renewals, and life changes.
- · No high-pressure tactics. If a plan doesn't fit, he'll say so.
Let's build the right coverage — together.
Book a free consultation or call Rick directly.